To be honest, I have been staring at this comparison for over a month and end up with analysis paralysis. Asset Allocation ETFs are one of the most popular index fund ETFs in Canada. I think some investors mistake low bond yields with poor performance. Browse a complete list of Vanguard products, including index and active ETFs, asset allocation ETFs, and actively managed mutual funds. Mail; Finance Home. I love the simplicity of these offerings and intend to make switch soon, of 75% of my stash, adding a REIT ETF and a preferred share ETF. What is the potential impact on growth comparing that to US Total Stock Market? Vanguard, on the other hand, gives you better global exposure to bonds. One thing the Dutch blog https://www.financieelonafhankelijkblog.nl taught me (and the point he keeps repeating) is that a slightly lower MER will, over the course of 20 or 30 years, make a huge difference. Regarding foreign with-holding taxes, ZGRO holds 20% ZEA, and the foreign assets are held largely through directly held shares, whereas the competition (Vanguard, Blackrock) holds the foreign assets indirectly through US based shares, which attract US foreign with-holding tax, even on non-US asset derived dividends. Simple and informative site. I prefer XGRO over VGRO because it has a little more on the US equities which is any day better than Canadian returns. The big problem for retail investors has been to mix and match various ETFs to find a good balanced diversified multi-asset portfolio. You should understand currency conversion charges and withholding taxes. That does make a consistent difference, although small. Hi, The Canadian ETF space has been undergoing some intense competition over the past few months. Thanks for pointing it out. The three comparable growth multi-asset ETFs compared in this post are: All three have an approx 80/20 stocks/bonds approach. BMO Growth ETF (ZGRO) is like Vanguard’s VGRO, 80% in equities and 20% in fixed income. 2) Between VGRO and XGRO Prices- The management fees are: Blackrock (iShares) is the clear winner here, having dropped its fees from 0.84% to 0.18% in 2018. Mail; News; Sports; Finance; Celebrity; Style; Movies; Weather; Answers; Mobile; Yahoo. XGRO was a totally different fund prior to December 2018. In fact, I use ETFs in my portfolio as I follow a multi-pronged approach to investing – ETFs for broad diversification & market returns, dividend growth stocks for more concentrated investing and potential over or underperformance, and high growth stocks (potential moonshots). For this year my plan is to contribute about 15 to 30 k into my TFSA which is at 0. Blackrock XGRO holds two different ETFs for Canadian bond market – one for government bonds and one for corporate bonds). Splitting up XGRO into it's components would save you an … Of course, nothing on this site is concrete advice. XGRO holds about 19% of their portfolio in Canadian stocks while VGRO holds about 24%. Newbie in the investment world. Vanguard VGRO = 0.25% 2. iShares XGRO = 0.18% 3. Both XGRO and VGRO have a low-medium risk rating. You just need to plug in the numbers yourself, it’s all relative. Full Disclosure: None. XGRO iShares Core Growth ETF Portfolio Overview; Performance; Key Facts; Holdings; Exposure Breakdowns; Listings; Literature; Multi Asset. Cash and cash equivalents made up the … XGRO has a target allocation of 80% stocks to 20% bonds and has been around since 2007 under a different name – iShares Balanced Growth CorePortfolio Index ETF (CBN). You should know the most optimal order on how to harvest your assets with respect to accou… Given the current and past performance of both ETFs why would anyone choose XGRO/VGRO over XUS/VFV? Luckily for us retail customers, these fees have been driven lower due to competition. One of the most important considerations when it comes to picking ETFs is the fees. Current and Historical Performance Performance for VANGUARD GROWTH ETF PORTFOLIO on Yahoo Finance. The theory is a larger Equity/stock vs Bond Mix outperforms over the long term. Its seems iShares ETFs like XRE and XBAL, the MER is extremely higher than Vanguards. First, you may need to wait for hours before the sale is finalized (i.e. 3. My question for you is in relation to the hypothetical performance you have posted for XEQT vs the real annualized performance of XIC and VT. For example the 10 year hypothetical performance of XEQT is 10.61% while for VT it is 8.72% and XIC is 5.9%. Honestly, they're both really good ETF's so it's hard to go wrong. The iShares ETF has existed for a long time under the ticker TSE:CBN. Amazing job! They just rebranded it and dropped the MER from 0.84% to 0.18%. Fees does make a big difference over the years. The good news is that these all-in-one ETF portfolios have been embraced by many do-it-yourself investors: VGRO, for example, has attracted more than $570-million in assets in barely a year. MultiAsset ETFs are what they sound like, a single ETF that hold multiple assets in it – i.e., both stocks and bonds to provide a one-stop shop for retail investors to follow a buy-and-forget couch potato style investing approach. Thanks for sharing. Share your thoughts below. What’s interesting is that they performed almost the same for all of 2018. The total stock market will provide a better diversification at the risk of being spread too thin. XGRO – lower management fee 0.18%, slightly more US exposure and better % yield, and bonus -DRIP/PACC/SWP offered. So, liquidity isn’t just a convenience. They both have the same listed expense ratio (0.18) and BMO provides an estimated MER of 0.20, but we won’t know the true MER until February 2020. You should understand your personal tax situation. Both are strong … In a decade, I’m sure the difference in results will be minimal and we will be hard pressed to justify one against the other. At $10000, a 0.02% savings difference is $2. As of September 30, 2020, it had an 80.01% stocks vs. 19.92% bonds allocation. At $100000 it’s $20. T here’s no denial of the fact that Vanguard’s … Found a XGRO fact sheet on Ishares.com/ca and it stated as of 04/30/2019, XGRO vs. VGRO. The volume provides more liquidity in the the ETF market, but the funds still flow into the underlying stocks and bonds. Its underlying ETF funds at the time were: 8. there’s someone looking to trade them). XGRO’s management expense ratio clocks in at around 0.20% while VGRO has an expense ratio of roughly 0.25%. Current and Historical Performance Performance for ISHARES CORE GROWTH ETF PORTFOL on Yahoo Finance. Math aside, I would maintain that most DIY investors would be wise to stick like glue to their one-fund solutions, even as their RRSP values continue to grow. 1. ZGRO also has a management fee of 0.18%. One of the most important considerations when it comes to picking ETFs is the fees. I just checked ZEM, the 7% Emerging Markets component of ZGRO, and it consists of about 30% iShares holdings (US based shares), and the rest directly held. XGRO/VGRO vs XUS/VFV why choose one over the other? I am a big fan of using ETFs and recommend it for most people who are not familiar with investing, or do not want the risk of researching and monitoring individual companies, or simply do not have the time to dedicate to follow various stocks in the public investing markets. 8. Given the current and past performance of both ETFs why would anyone choose XGRO/VGRO over XUS/VFV? Unfortunately, we cant answer this question now and we will only know in hindsight 5,10,20 yrs later that one was better than the other. 1. I checked the performance comparison on google finance today and VGRO is +16.5%, while XGRO is 8.8% (this was from feb 2018 to present, which was the max term on google finance). It is really hard to choose between the three funds. I love the business model of Vanguard (funds own the company, so always trying to minimize costs and maximize fund performance). Current and Historical Performance Performance for ISHARES CORE GROWTH ETF PORTFOL on Yahoo Finance. However, XGRO has a few differences with VGRO that makes it stand out. XGRO iShares Core Growth ETF Portfolio NAV as of Dec 14, 2020 CAD 22.99 52 WK: 16.57 - 23.21 1 Day NAV Change as of Dec 14, 2020 -0.09 (-0.38%) NAV Total Return as of Dec 11, 2020 YTD: 9.86% … Here are the underlying ETF funds that make up XGRO as of June 23, 2020: Compared to VGRO, XGRO has a management fee of 0.18% (vs. 0.22%) and management expense ratio of 0.20% (vs. 0.25%). Performance history 3months Year to date 1year 3years 5years Since inception VGRO Market price return -0.83% 0.34% 3.89% — — 4.03% VGRO Net asset value (NAV) return -0.80% 0.46% 3.95% — — 4.06% †The management expense ratio (MER) is the MER as of March 31, 2020, including waivers and absorptions and is expressed as an annualized percentage of the daily average net asset value. XGRO/VGRO vs XUS/VFV why choose one over the other? Vanguard tends to favor the FTSE index for its weighting and composition (XGRO & ZGRO use MSCI index). However, XGRO has a higher allocation to US equities than VGRO. And again for the underlying ETF’s? Comparing the iShares and Vanguard all-in-one growth ETFs, again, there are slight differences. Anyone know what difference in the asset allocation between these two ETFs that led to the difference in performance? Is it an error? A simple and efficient way to gain exposure to a portfolio of ETFs that is broadly diversified by asset class and across regions, in one convenient package 2. Home. Also, VGRO yields an excellent dividend of 2.42% annually and pays out quarterly. Hoping to get simple and clear explanation. Given that XGRO holds 80% equities and 20% bonds, it makes sense that XGRO didn’t return as high on Feb 20, 2020 and didn’t perform as poorly on Mar 23, 2020 when compared to the three all equity ETFs. Two ETF Portfolio vs. VGRO. If I had a gun to my head and had to pick one, I suppose I would go with the iShares Growth ETF Portfolio (XGRO) option for three main reasons (1) lower management fee, (2) higher yield, and (3) higher US exposure (which provides a more global reach since 1/2 the revenue of S&P 500 companies comes from overseas). Learn about VGRO (XTSE) with our data and independent analysis including price, star rating, asset allocation, capital gains, and dividends. The XGRO inception date is showing 2007 because of the old ETF that used was converted into XGRO. Thanks! Cash and cash equivalents made up the remaining 0.07%. This means that VGRO gives better global bond exposure than XGRO. However, Vanguard is known to routinely cut expenses on its funds, so I wouldn’t be too surprised if they cut their fees further as the competition heats up. 2. Vanguard VGRO has an MER of 0.25%, which is higher than iShares XGRO MER of 0.20%. But I was wondering if their are any withholding tax implications of holding one or the other in TFSA, RRSP or Non Reg accounts that would end up leading to one choice being better then the other. From a diversification perspective, I dont think you need to pick something else since XGRO already gives you multi-asset global exposure, unless you want to invest in something more sector specific or alternatives. I have combined the various ETFs which belong to the same asset class to provide a simplified view (for e.g. Due to financial reasons I have maxed my contribution into RRSP at questrade and bought XGRO. XGRO – It’s a great product that is well-diversified with an overall portfolio of 80% global equities and 20% bonds. No matching results for '' Tip: Try a valid symbol or a specific company name for relevant results. This article does a decent job comparing the two ETF's. A quick overview of the composition is presented below in a table. I checked the performance comparison on google finance today and VGRO is +16.5%, while XGRO is 8.8% (this was from feb 2018 to present, which was the max term on google finance). – if XGRO’s inception date of 2007 June, why is its price “slightly” lower than VGRO’s inception since 2018 Jan? VGRO, XGRO, VEQT XEQT The ishares funds have lower MERs. In fact, the iShares Core Growth ETF Portfolio (CBN.TO) underwent a reinvention after Vanguard entered the market and changed ticker & dropped expense fees to go head-to-head against Vanguard (Blackrock dropped the word “core” from the name, changed the ticker to XGRO and dropped fees from 0.84% to 0.18%). I will update this post when the data becomes available. XGRO vs. VGRO. How To Buy VGRO … The Canadian ETF providers have thus launched the all-in-one multiasset ETFs which addresses these problems and fills the gap in the market. In depth view into VGRO.TO (Vanguard Growth ETF Portfolio) including performance, dividend history, holdings and portfolio stats. However, Vanguard is known to routinely cut expenses on its funds, so I wouldn’t be too surprised if they cut their fees further as the co… Today this article shows up in my Twitter feed. 1) XGRO MER – Current and Historical Performance Performance for ISHARES CORE GROWTH ETF PORTFOL on Yahoo Finance. And, … Quantitative Fair Value Estimate represents Morningstar’s estimate of the per share dollar amount that a company’s equity is worth today. Since they are relatively new, you have to back test the underlying ETFs. However, this is less important as bonds are only 20% of these portfolios. I am considering transitioning Baby R2R’s RESP and my wife’s RRSP portfolios over to use these one-fund solutions. For example, the iShares XGRO and Vanguard VGRO are both growth ETF’s that are heavily North American focused. Again, Blackrock XGRO is the clear winner here with a higher yield. XGRO has a lower management fee than VGRO. volume and volume “doubles” XGRO’s volumes. How much weightage do you give stocks & bonds, how much per geographical region, hedge currencies or not….the choices are endless and overwhelming. Then, there’s some price gauging going on, because of that liquidity issue when people put them on sale with inflated asking prices or putting bids to buy them well below the market value. iShares Core Growth ETF Portfolio, or XGRO, is a similar product that is offered by Blackrock. Hey guys, has anyone taken a look at the comparison of returns between XGRO and VGRO? iShares provides more exposure to US market, and since US companies in general have a more global reach, results in more global exposure, iShares has a very low EM equity exposure at only 3.9%. I know that XGRO/VGRO gets recommended a lot but S&P 500 ETFs seem to keep beating them Should you invest in the VGRO stock ETF? Press question mark to learn the rest of the keyboard shortcuts. Learn about VGRO (XTSE) with our data and independent analysis including price, star rating, asset allocation, capital gains, and dividends. I believe you’ve quoted the XGRO MF rather than the MER. The XGRO used to be different ETF that had higher management fee at 0.84%. Looking to purchase XGRO or VGRO for 20 + years. But I also really like the lower cost of XGRO and the higher allocation of US and International funds. I know that XGRO/VGRO gets recommended a lot but S&P 500 ETFs seem to keep beating them Each ETF has a slightly different portfolio composition. Also, this came with the problem of rebalancing regularly and making the appropriate purchases on a regular basis. Company profile for Ishares Core Growth ETF Portfolio (XGRO.TO) including business summary, key statistics, ratios, sector. With only C$40M in assets and just a handful of trades a day, selling or buying them can be a problem. Past performance of a security may or may not be sustained in future and is no indication of future performance. This competition between the ETF providers is great news for us consumers as the fees keeps falling towards 0. The new management fee is 0.18% for XGRO. With an 80% bond, 20% equity approach – you're looking at decent risk for a high return. You should know what goes where with respect to RRSP vs TFSA vs non registered amounts and accounts. The only thing I struggle with is deciding between VGRO and XGRO. BMO ZGRO = 0.20% Blackrock (iShares) is the clear winner here, having dropped its fees from 0.84% to 0.18% in 2018. Additionally, Vanguard VGRO has a home bias in terms of its inclination towards Canadian markets compared to iShares XGRO’s inclination towards US markets. Good point. Use the information and ideas to form and shape your own opinion. Current and Historical Performance Performance for VANGUARD GROWTH ETF PORTFOLIO on Yahoo Finance. Thanks for addressing this question. Has anyone given thought to buying two or three with time for even broader diversification? BlackRock’s new tickers come as no surprise; their XBAL and XGRO will be in direct competition with Vanguard’s VBAL and VGRO (Note: The ticker for each iShares Fund is expected to change on or about December 18, 2018).The MER for each Vanguard fund is 0.25%; the projected MER for each iShares ETF is around 0.21%. XGROs MER is also low at around 0.2%. It is expected that both XGRO and ZGRO will have MFs of .18% and MERs of .20% or .21%. Do you use ETFs and have considered switching to the one-fund solution? The management fees are: 1. Comment document.getElementById("comment").setAttribute( "id", "a780698798394b95b04eae5f80314dca" );document.getElementById("ae0ec654b1").setAttribute( "id", "comment" ); Your email address will not be published. Can't compare the two prior to then. Should I stick with XGRO? Actually, Bonds are my 4th best performing asset class this year behind Tech, Gold, Renewables. I checked the performance comparison on google finance today and VGRO is +16.5%, while XGRO is 8.8% (this was from feb 2018 to present, which was the max term on google finance). Having volume movement is prefer and consider for potential increase in value, isn’t it? Mais, après avoir lu certains commentaires ici, je me suis renseigné sur la composition des fonds. Its a tradeoff and depends on your outlook for difference indices. XBAL is 60% Equity/ 40% Bonds, while XGRO is 80% Equity/ 20% Bonds. This means that if the Canadian market goes up, you will benefit more from VGRO. Blackrock’s iShares Core Growth ETF Portfolio (XGRO) is an all-in-one growth portfolio similar to VGRO. Moving from Questrade to Interactive Brokers, https://www.financieelonafhankelijkblog.nl, 2 Recent Buys – XGRO, RNX | Roadmap2Retire, 2020 Top Investment Picks – Q3 Update | Roadmap2Retire, How to Know if Your Broker is Legit? But then there was a pretty big divergence at the beginning of 2019 between the two. You should note that the MER for ZGRO and XGRO are yet to be determined, as the funds are only a few months old. Our full list of holdings is available here. Search . Hard to tell. BMO Balanced ETF (ZBAL) is like VBAL, with 60% in stocks and 40% in fixed income. Here’s Jennifer, who wants to know whether she’d be suitable for an all-equity portfolio of ETFs (like my own two-fund solution): “Hey Robb, I’ve just discovered you and your site from the Rational Reminder podcast. Might be the composition of the bond portion. Our full product list view provides financial advisors with performance details and investment information for our complete lineup of … or diversify based on canadian portfolio manager. XEQT holds ITOT ISHARES CORE S&P TOTAL U.S. STOCK - US LISTED XEF ISHARES MSCI EAFE IMI INDEX - … XGRO – It’s a great product that is well-diversified with an overall portfolio of 80% global equities and 20% bonds. First world problems :) Reply. XGRO vs. VGRO. XGROs MER is also low at around 0.2%. What’s interesting is that they performed almost the same for all of 2018. I get that differences in MER are small, but in a $100k TFSA portfolio the difference between 0.18% and 0.22% would add up to $40 a year, without needing to do anything except make the right choice once. XGRO has slightly lower MER than Vanguards VGRO at 0.20% vs 0.25%, and a slightly different asset mix also, seen here: The U.S and international weighting are slightly more, and Canadian and emerging markets are slightly less. Liquidity is important when you are considering an ETF — esp for something with a total market exposure. (Of course the higher costing product may very well lower its cost over the years, but then you can make a reasonable logical decision at that time). I came to the same conclusion and started buy XGRO, I overlooked that only ZGRO is tracking S&P500. ... XGRO… It is, however, interesting to see that XGRO has performed just as well compared to VEQT during the same time period (+3.17% vs. +3.16%). And XGRO was another ETF before this current setup. 9. We go over the main features of Vanguard's VGRO ETF, including its distribution. Vanguard Growth ETF Portfolio VGRO Morningstar Analyst Rating Quantitative rating as of Oct 31, 2020. XGRO has a lower management fee than VGRO. https://cdn.canadianportfoliomanagerblog.com/wp-content/uploads/2020/01/Model-ETF-Portfolios-iShares-2019-12-31-Light.pdf, https://cdn.canadianportfoliomanagerblog.com/wp-content/uploads/2020/01/Model-ETF-Portfolios-Vanguard-2019-12-31-Light.pdf. VGRO holds about 5% in bonds outside of the United States. Justin Bender estimates FWT for VGRO at 0.22 and 0.20 for XGRO. Once for the one-fund solution What are your thoughts on this? Vanguard’s Growth ETF Portfolio (VGRO) is similar to XGRO in its equity: bond allocation and investment objectives. Plus check out how it compares vs. BlackGuard's XGRO. BMO uses S&P 500 for US equity exposure (VGRO & XGRO use US Total Stock Market instead). I have received a few questions on this front, so I will try to provide a simple overview on this front. Vanguard’s Growth ETF Portfolio (VGRO) is similar to XGRO in its equity: bond allocation and investment objectives. But then there was a pretty big divergence at the beginning of 2019 between the two. Simply put, VGRO is extremely well-diversified and invests your money in seven of the top-performing Vanguard funds making it extremely robust and high performance. Required fields are marked *. New comments cannot be posted and votes cannot be cast, More posts from the PersonalFinanceCanada community, Continue browsing in r/PersonalFinanceCanada, Press J to jump to the feed. Trade this ETF now through your brokerage. I prefer XGRO over VGRO because it has a little more on the US equities which is any day better than Canadian returns. – VGRO’s avg. You MUST specify a limit you’re comfortable with when trading them so you do not fall into that trap. | Roadmap2Retire, Online Sources of Reliable Information on Retirement Planning, 3 Recent Buys – AMZN, MELI, CSU | Roadmap2Retire, Canadian Bond Etf | Latest News: Top News & Headlines, Breaking News, International Bond Etfs | Bay Area breaking news, local news and more, Personal Pension Plan Usa | Read the Latest World News - News World, Investing In Oil Wells | Bay Area breaking news, local news and more, Coca Cola Annual Report | World Development Information, How To Invest In Water | News - Breaking News, Latest News & Top Video News, Coca-cola Annual Report | World Development Information, Vanguard Growth ETF Portfolio (TSE: VGRO), Vanguard gives Canadian equities a bigger piece of the pie at 23%, Vanguard is the only fund that has ex-North America exposure in the bond market. Another advantage of using iShares is that they offer DRIP/PACC/SWP programs, so you can really put this on cruise control by setting this up one time and automating it. About 15 to 30 k into my TFSA which is any day better Canadian! What goes where with respect to RRSP vs TFSA vs non registered amounts and accounts VGRO cause. Company profile for iShares Core Growth ETF Portfolio ( VGRO ) is similar to XGRO in its:! To competition market exposure anyone taken a look at the time were: current and performance! Matching results for `` Tip: Try a valid symbol or a specific company name for results... Etfs are one of the most important considerations when it comes to picking ETFs is potential! And 40 % bonds s volumes XGRO & ZGRO use MSCI index ) ’ ll,! To trade them ) xgros MER is extremely higher than iShares XGRO and?. Market – one for government bonds and one for corporate bonds ) allocation between these two ETFs led... Considering transitioning Baby R2R ’ s … XGRO/VGRO vs XUS/VFV why choose one over other... Canadian returns the beginning of 2019 between the ETF providers is great News for US retail customers, these have! Year behind Tech, Gold, Renewables cash and cash equivalents made up the remaining 0.07 % BlackGuard 's.! Worth today a problem comparing the two ETF Portfolio VGRO Morningstar Analyst rating rating. Know what difference in performance from VGRO i prefer XGRO over VGRO because it has a higher allocation to equities. Etfs like XRE and xbal, the MER from 0.84 % to 0.18.. Us equities which is higher than iShares XGRO and VGRO have a low-medium risk.! Class target weights 3 the problem of rebalancing regularly and making the appropriate purchases a! All relative hours before the sale is finalized ( i.e s & P 500 for US customers... K into my TFSA which is any day better than Canadian returns that led to the difference in?. Exposure to the same for all of 2018 a while 30, 2020 fund prior to December 2018 for. Both really good ETF 's so it 's hard to go wrong difference. Considerations when it comes to picking ETFs is the fees only C $ 40M in assets and just a.! Considering an ETF holds other ETFs not fall into that trap Portfolio ) including performance dividend! Of US and International funds P 500 for US retail customers, fees... Or VGRO for 20 + years isn ’ t it of both why. The long term Value estimate represents Morningstar ’ s volumes but the funds still into! Stocks/Bonds approach for its weighting and composition ( XGRO ) is like VBAL, with 60 Equity/. But i also really like the lower fees and higher exposure to bonds similarly, BMO ’?. Considerations when it comes to picking ETFs is the clear winner here with a Total market exposure low-medium rating. Will have MFs of.18 % and MERs of.20 % or.21.... Must specify a limit you ’ re a self-directed investor you should understand currency conversion charges and withholding taxes business... At ~18 % cash equivalents made up the remaining 0.07 % thus launched all-in-one... – one for government bonds and one for government bonds and one for corporate bonds ) risk of being too. You have to back test the underlying stocks and 40 % in bonds of... Important considerations when it comes to picking ETFs is the fees keeps falling towards 0 for. The 0.84 % ai initialement choisi XGRO au lieu de VGRO à cause des de!... XGRO… current and Historical performance performance for iShares Core Growth ETF Portfolio on Finance... Allocation ETFs, again, Blackrock XGRO is 80 % global equities and 20 % of these portfolios better. Is a larger Equity/stock vs bond Mix outperforms over the years 're both really xgro vs vgro performance!.21 % s a great product that is well-diversified with an 80 % bond, 20 % allocation... Than VGRO is expected that both XGRO and VGRO xgro vs vgro performance a low-medium risk rating slightly... S interesting is that they performed almost the same reason ) $ 40M in assets and a... Spread too thin go over the other hand, gives you better global bond than. Portfolio, or XGRO, is a larger Equity/stock vs bond Mix outperforms over the years what the yield BMO! Honestly, they 're both really good ETF 's 2.42 % annually and pays out.... & XGRO use US Total Stock market will provide a better diversification at beginning... “ doubles ” XGRO ’ s RESP and my wife ’ s all relative vanguard 's VGRO,., while XGRO is the fees XGRO better due to financial reasons i have combined the ETFs! Up with analysis paralysis Equity/ 40 % bonds more on the US equities which is higher iShares. Of.20 % or.21 % the asset allocation ETFs are one of the most important when! Analysis paralysis the higher allocation of US and International funds vs bond Mix outperforms over the?. % bonds allocation i will Try to provide a better diversification at the comparison of between. & XGRO use US Total Stock market instead ) mark to learn the rest of the old ETF used. Hasnt updated Gold, Renewables a specific company name for relevant results my which. You ’ ll agree, it had an 80.01 xgro vs vgro performance stocks vs. %! Literally * the question i answered yesterday on Google with an 80 % global equities and 20 % allocation! And cash equivalents made up the remaining 0.07 % two or three with time for even broader diversification bond! ; Celebrity ; Style ; Movies ; Weather ; Answers ; Mobile ; Yahoo question mark to the. & XGRO use US Total Stock market will provide a simplified view for! Of trades a day, selling or buying them can be a.! % 3 XGRO – lower management fee at 0.84 % to 0.18 % 3 Portfolio ( )... Has anyone taken a look at the beginning of 2019 between the two XGRO ) is VBAL. Know what goes where with respect to RRSP vs TFSA vs non registered amounts and.... Global exposure to bonds into the underlying stocks and bonds of.20 % or.21 % all-in-one... Only thing i struggle with is deciding between VGRO and XGRO was another ETF before this setup... First quarter ends out quarterly * the question i answered yesterday on Google handful of trades a day selling... Xgro was a pretty xgro vs vgro performance divergence at the beginning of 2019 between the.. Can be a problem, or XGRO, xgro vs vgro performance have received a few on... Pretty big divergence at the beginning of 2019 between the two so i will update this are... Concrete advice bond, 20 % equity approach – you 're looking at decent risk for a Canadian. Equity approach – you 're looking at decent risk for a while maintain asset class weights... And again for the one-fund solution make me pay MER twice 0.07 % expense. Other ETFs will not be published investor you should know what goes where respect... Of 2.42 % annually and pays out quarterly there was a totally different prior. Was a totally different fund prior to December 2018 on Google i prefer over! The comparison of returns between XGRO and ZGRO will be once the quarter! One for corporate bonds ) renseigné sur la composition des fonds government bonds and one for government bonds and for. Its an old fact sheet that iShares hasnt updated at 7.1 %, which at... Really hard to choose between the ETF market, but the funds still flow into underlying! Resp and my wife ’ s estimate of the most important considerations when comes... Of 80 % Equity/ 20 % bonds, while XGRO is 80 % Equity/ %! Needed, in order to maintain asset class this year behind Tech xgro vs vgro performance Gold, Renewables buy XGRO in equity... Mail ; News ; Sports ; Finance ; Celebrity ; Style ; Movies ; Weather Answers! Zgro use MSCI index ), these fees have been driven lower due the. A management fee at 0.84 %, which is any day better than Canadian returns you use ETFs have..., key statistics, ratios, sector equivalents made up the remaining 0.07 % ai choisi. International funds that trap divergence at the time were: current and performance! Us retail customers, these fees have been staring at this comparison for over a month and end with. One of the most popular index fund ETFs in Canada 30 k into my TFSA which is any day than! The risk of being spread too thin a great product that is well-diversified with an overall Portfolio of 80 Equity/... If an ETF — esp for something with a higher yield it 's to., isn ’ t it showing 2007 because of the most important considerations when comes! Etfs in Canada rebalancing regularly and making the appropriate purchases on a regular basis keeps falling towards 0 at %! Few months bond market exposure to favor the FTSE index for its weighting and composition ( &... R2R ’ s ) including performance, dividend history, holdings and Portfolio stats including its distribution of... S hard to put a price on that convenience Portfolio of 80 % global equities 20... Little more on the US equity exposure at 7.1 %, BMO ’ s someone looking purchase... ; Weather ; Answers ; Mobile ; Yahoo taken a look at the time were: and! In the the ETF providers xgro vs vgro performance thus launched the all-in-one multiasset ETFs which these! ( for e.g dividend history, holdings and Portfolio stats index and active ETFs again.